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9/11/01
About the legal system:
  • Lawyers practice their profession under the rules of the adversary system. 
  • Briefly stated, the adversary system is an American system of laws in which a judge decides disputes between opposing sides. 
  • According to a study by the RAND Corporation's Institute for Civil Justice, there has not been an explosion of personal injury litigation in recent years. 
  • Accidents caused more than 83,000 deaths and 71 million injuries in 1995. 
  • The study found that Americans are paying a "hidden tax" for up to 90 percent of the injuries that insurance companies should, but don't pay for. 
  • It is estimated that the financial burden of the U.S. economy exceeds $400 billion per year.
  • The following is an overview of how the adversary system works. 
Legal Advocacy:
  • When a lawyer agrees to take a case, he or she becomes the advocate of the person being represented.
  • Because the lawyer is an advocate, he or she is expected to promote the interests of the client above all others. 
  • In legal terms  the lawyer has a fiduciary responsibility to his or her clients. In other words, the lawyer is held to standards of highest trust, with supreme loyalty owed execlusively to the client (except in extraordinary circumstances such as being told by the client that they are about to commit a crime).
The role of the legal advocate:
  • In personal injury litigation it is generally advisable to seek legal counsel.
  • You can bet that insurance companies have lawyers working to protect their interests, rather than yours. 
  • You would do better to have your own legal counsel. 
  • The role of the lawyer in such cases is to exploit the strength of their client's case while limiting the damage caused by the weaknesses.
  • That is, the lawyers attempt to make their client's case look as strong as possible, and the other side's case as weak as possible, using every ethical means of persuasion at their command -- regardless of who may really be right. 
  • The theory behind the adversary system is that truth is best discovered by

  • having lawyers work exclusively for different sides (rather than having them conduct an impartial investigation). 
  • Supposedly, the resultant competition between the lawyers acts as stimulus whereby both sides leave no stone unturned and no closet unopened in their quest for victory. 
  • In reality, the system does not always serve the interests of the injured party, especially when certain factors come into play such as:
    • Good cases are lost by inept lawyers.
    • A good lawyer can prevent truth from being learned -- in fact, it is frequently unethical for him or her not to.
    • The rich and powerful are frequently able to have their lawyers do things that the less powerful can not.
Settling your injury claim:
  • Most injury claims settle out of court in a complex process of give and take known as negotiations
  • When settlement negotiations fail, an impartial third party (a jury, judge, referee, arbitrator) make determinations as to what really happened from the evidence presented by both sides. 
  • This is called a finding of fact, which is then used by the impartial third party as a basis for its Orders and Judgments. 
Settling Short:
  • A critical mistake in many personal injury cases involves inadequate settlements. 
  • This is usually happens when an insurance adjuster convinces the injured party, or his family, to settle  for a relatively small sum, before the full extent of injury or entitlement is clear. 
  • In the rush to move beyond a painful and unpleasant event, such as a car crash, many individuals eagerly accept a settlement that is woefully inadequate. 
  • They wrongfully believe that much of the distress that they feel is due to the disruption and irritation of the injury claim.  Only, after it is too late do they realize just how serious their injuries really were.
Don't Sign or Say Anything Until...
  • If your "friendly" insurance adjuster is on the scene early on don't sign or say anything until after you've consulted a knowledgeable attorney. 
  • A seemingly  generous offer to pay all medical bills can be disarming. 
  • Don't sign anything until you've discussed it with your attorney. 
  • When faced with the prospect of unexpected medical bills, the promise to pay all the bills might sound wonderful. 
  • Regardless of how much they try to endear themselves to you, the "friendly" insurance adjuster is not your friend. 
  • He or she  is not offering to pay medical bills out of the goodness of his heart, but to avoid paying substantially more. 
  • The insurance adjuster's job is to pay as little as he/she can. 
  • An early offer to pay bills is tantamount to an admission that they realize they are responsible to pay far more.
Legal Malpractice:
  A claim of legal malpractice must prove two things.
  • Number one, you must prove that you would have won your case were it not for your lawyer's negligence. 
  • And, secondly, you must prove that your lawyer's actions were negligent. 

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