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9/11/01
 
Personal Injury Claim Basics:
  • A Personal injury claim is a legal process that  provides compensation, or "Damages" to individuals, or "plaintiffs" injured due to the wrong-doing or negligence of another. 
  • Car crashes, work place injuries, and sports and recreation injuries   are the most common causes of personal injury claims. 
  • Other types of personal injury cases include: 
  • Product liability, slip and fall, farm accidents and medical malpractice.
  • When an injury is caused, even in part by someone else, a claim should be investigated. 
  • An experienced personal injury attorney should be consulted, early-on to prevent the loss of important evidence and to protect your right to due process.
The Plaintiff:
  • The person(s) injured due to the negligence or wrong doing of another is known as the "plaintiff." 
  • Damage to personal property such as a car, or other personal possessions is compensated under a related, but different system.
  • Persons injured in such accidents might be entitled to collect "damages" for their injuries,  Damages are moneys paid to a person who has suffered a loss or an injury at the hands of another.
At-fault party:
  • The person causing the collision is known as the at-fault party or "defendant" 
  • A defendant might be entitled to collect money, too, but it will be severely restricted. 
  • In some cases, more than one party might be at fault. 
  • Determinations of which party was actually at fault can be a very complex matter, in many cases it is one best left to attorneys with special expertise in personal injury law. 
Passengers:
  • For the most part passengers are viewed as innocent victims and as such  have a right to bring a claim.
  • Such claims should be brought against each at-fault party and their insurance companies. 
  • Passengers can also make claims against  defendant insurance companies on behalf of their spouse or other relatives.
The Process:
  • Most  personal injury claims are usually resolved through a process of negotiations
  • If that process fails to bring about a satisfactory resolution, a lawsuit is filed. 
  • Ultimately, if a settlement can not be reached, the case will be tried in a court of law
Why File A Claim:
  • Even a minor brain injury can result in serious, lifelong impairments.
  • Frequently, recovery from brain injury involves the need for expensive and extensive medical, rehabilitation, and support services. 
  • Many such services are available to the injured persons and their families. 
  • The considerable financial demands that result from a brain injury requires that all possible financial resources be vigorously pursued.
     The U.S. personal injury system or "tort" system is based on the principle that if a person hurts or kills someone, he or his insurance company should pay the victim.  When they do not, society pays the price.  If all accident victims sued for damages, they would get what they deserve and tax payers wouldn't  have to foot the bill. 
Draining Public Resources:
  • A recent study found that Americans are paying a "hidden tax" for up to 90 percent of the injuries that insurance companies should, but donot
  • It is estimated that the financial burden of the U.S. economy exceeds $400 billion per year.

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