•  Free Legal services. Many social service agencies offer Free Legal services to qualified individuals in certain areas of the law. Typically, such agencies do not provide representation in personal injury cases because of the contingency fee system (see below).
• Contingency Fee System.  Allows individuals who have sustained  injuries in motor vehicle collisions, in work place accidents, and under other specific circumstances to obtain legal services now and pay later. 

• The Legal Clinic (Rehab Institute of Chicago) provides pro bono legal assistance to people with disabilities. It is located downtown at 701 N. Lake Shore Dr., Chicago Il For more information, call 312-908-4463. url: http://www.rehabchicago.org/ 

 
• The People's Law School is a service of the WA State Trial Lawyers Assoc., Telephone: 206-464-1011. url: http://www.consumerrights.net Offers classes and a cable TV Program, on channels 76 and 29 (Seattle) Additionally individuals may sign up for classes at Pierce College each April ad May.  The class runs three hours a night for six weeks and cost $25; scholarships are available. 

What is the COST of the ABI Program? California residents pay the standard community college enrollment fee of $11 per unit; out-of-state students are subject to non-California resident policies and tuition.  Nominal fees for materials and supplies may be required.*Department of Rehabilitation (D.R.) consumers may have fees paid by D.R.  Students receiving SSI and other low-income students are eligible for grants from the Board of Governors.

• This usually happens when an insurance adjuster convinces the injured party, or his family, to settle  for a relatively small sum, before the full extent of injury or entitlement is clear. 
• In the rush to move beyond a painful and unpleasant event, such as a car crash, many individuals eagerly accept a settlement that is woefully inadequate. 
• They wrongfully believe that much of the distress that they feel is due to the disruption and irritation of the injury claim. 
• Only, after it is too late do they realize just how serious their injuries really were.